can any1 give me some advive on them & how to keep them & the baliffs away from my house?

LAST YEAR I TOOK OUT A LOG BOOK LOAN ON MY O3 REG CLIO ,IVE PAYED THE LOAN CONTINIUS SINCE JUNE .EVERY WEEK WITHOUT FAIL ! IN SEPTEMBER MY CAR BROKE DOWN & WAS OFF THE ROAD FOR 2MTHS UNTIL I FINALLY DECIDED TO TAKE IT TO A GARAGE & GET IT REPAIRED & IT COST ME & IM A SINGLE PARENT . IN JANUARY MY CAR BROKE DOWN YET AGAIN & NEEDED A LIST OF THINGS DOING TO IT THE QUOTE I GOT FROM THE GARAGE WAS REDICULOUS & THEY WERE THE MINOR THINGS THAT NEEDED DOING ,SO I NEVER PAYED MY "LOAN" THEY CALLED ME ON A COUPLE OF ACCASIONS I EXSPLAINED WHY .I SENT THEM A COPY OF THE GARAGE QUOTE & ALSO EXSPLAINED IT WAS DUE TO BE TAXED & READY FOR AN "MOT" I SAID I COULDNT AFFORD 1800 SO THE CAR WAS GUNNA BE DECLARED OFF ROAD OR WAS GOING TO THE SCRAP YARD .THEY OFFERD TO TAKE 300 OFF ME UP FRONT THEN WANTED 150 A WK FOR 8WKS OR IT WAS GOING TO THE "REPOSSESION DEPARTMENT" ! I CANT AFFORD THAT & I ONLY HAD 1000 TO BEGIN WITH & IM SCARED OF WOT THEY WILL DO ????? AFTER ALL WOT CAN THEY DO IF THE CAR IS GOING TO BE SCRAPPED WOT GUD IS IT TO THEM ?????? HELF XX:confused: