Hi everybody, I am new to this forum. Singlechic, I am sorry to hear of your plight. My daughters car was stolen over Xmas and involved in a similar accident. No one was arrested at the scene and her car was driven away and recovered a few days later. Her insurance company have said that they have to pay for the damage because it was her car involved even though it was reported stolen. Is this correct? It seem weird because I am sure they would not pay out if one of her friends or me had been driving it so why a thief. I don't mean to be insensitive to Singlechic but this is the other side of these stories. Keep up the good work Kathryn