yeah i ment 2002 - sorry (typo) Ah thank you so much you have made me feel so much happier and much less stressed! I will get to it sending off the letter. Thanks

I have received a letter from a debt collectors called Rockwell demanding a nearly £4000 for a debt I have never new I had! They are claiming that they are collecting the debt on behalf of Natwest but the only debt that i have with them that’s on my credit report is £300 which no –one has chased for years. I have moved around a lot since 2002 when this dept was made – I haven’t made any payments to them or had any contact with any debt collectors or paid any debt since 2009. Can I claim this debt event though I don’t know how they came up this amount statute bared? Also can debt collectors come round to your house and take your possessions or do they need to write to you in person first? I have had some people knocking at my door im to scared to answer as I don’t know who they are and if they will try and threaten me? All I owe is £300 and somehow they have turned that into nearly £4000 that really scared me seeing as I have had no contact since 2002. Also should any outstanding debt be listed on your credit report/history because I have nothing outstanding on that? I hope you are able to help me. Many thanks.