Hello All I hadad a Halifax insurance claim as I was burgled approx 2 years ago and was refitted with UPVC patio doors on the back of my house and they had been forced open to gain access to my house. The insurance replaced the doors and all was well until a couple of months ago where the brickwork above the doors has started to come loose as it does not look like a lintell has been fitted. This problem is starting to get worse and I am now concerend the bricks could fall out and drop on me or my kids heads. Was obvioosly going to get a quote to fix this asap but just been wondering if I should challenge the insurance and try to make them pay for the repair. Any help or advice would be very much appreciated.

It's the property that is taxed not the people in it per se, although people on certain benefits can claim for second person relief. Paying it is down to the householder. When you move into your new apartment they won't want to know your previous addresses, nor will there be any problem for your friends. Quote: Who has to pay council tax Usually one person, called the liable person, is liable to pay council tax. Nobody under the age of 18 can be a liable person. Couples living together will both be liable, even if there is only one name on the bill. This applies whether the couple is married, cohabiting or in a civil partnership. Usually, the person living in a property will be the liable person, but sometimes it will be the owner of the property who will be liable to pay. The owner will be liable if: the property is in multiple occupation, for example, a house shared by a number of different households who all pay rent separately; or the people who live in the property are all under the age of 18; or the people who live in the property are all asylum seekers who are not entitled to claim benefits including council tax benefit the people who are staying in the property are there temporarily and have their main homes somewhere else; or the property is a care home, hospital, hostel or women's refuge. If only one person lives in a property they will be the liable person. If more than one person lives there, a system called the hierarchy of liability is used to work out who is the liable person. The person at the top, or nearest to the top, of the hierarchy is the liable person. Two people at the same point of the hierarchy will both be liable. The hierarchy of liability is: a resident owner-occupier who owns either the leasehold or freehold of all or part of the property a resident tenant a resident who lives in the property and who is a licensee. This means that they are not a tenant, but have permission to stay there any resident living in the property, for example, a squatter an owner of the property where no one is resident. http://www.adviceguide.org.uk/index/...opaycounciltax

Thanks Gizmo Should of been a bit more detailed, I have never been responsible so far for paying a bill and did tell the council when I moved out of my parents and all the people I have ived with have all there bills up to date and I have never been on the bills.

Thanks Chris 35 yrs old, and the council where informed when I moved out. My friends are a family of 4 and are fully up to date with there bills I have been living in there house, how is there a issue I do not have a council tax bill??? Will write to them Chris but can you respond as I have answered a little more detail???

Hello All Sorry if I have posted this in the wrong thread, mods please can you move to relant if there is an issue. I moved from my parents six years ago into my friends house this was until now they have a family of four and have kindly put me up for six years. I have always used my parents house as a postal address for bank etc. I was never registered at there home and just contributed towards there bills etc every month they are totally up to date on all bills etc. I now have finally managed to buy my first apartment and am concerned that when I register for council tax I am usnure what do say when I have to give a previous address in. Should I be honest and tell them I was at my friends house as they have no problem with me doing that they are two working adults and have never been on benefits etc. Can anyone advise if: Can I be in any type of problem living with my friends Do they cask for a previous address will they check my previous address in detail Please help as I am unsure if the rules and do not want to cause my friends or parents any issues.

Hello All Sorry if I have posted this in the wrong thread, mods please can you move to relant if there is an issue. I moved from my parents six years ago into my friends house this was until now they have a family of four and have kindly put me up for six years. I have always used my parents house as a postal address for bank etc. I was never registered at there home and just contributed towards there bills etc every month they are totally up to date on all bills etc. I now have finally managed to buy my first apartment and am concerned that when I register for council tax I am usnure what do say when I have to give a previous address in. Should I be honest and tell them I was at my friends house as they have no problem with me doing that they are two working adults and have never been on benefits etc. Can anyone advise if: Can I be in any type of problem living with my friends Do they cask for a previous address will they check my previous address in detail Please help as I am unsure if the rules and do not want to cause my friends or parents any issues.