The only thing I can suggest is to write to following organisations: The Office of Fair Traiding Public Liaison Fleetbank House 2-6 Salisbury Square London EC4Y 8JX Tel:020 7211 8000 Financial Ombudsman Service South Quay Plaza 183 Marsh Wall London E14 9SR Information Commisioner's Office Wycliffe House Water Lane Wilmslow Cheshire SK9 5AF Information Line:01625 545 745 In addition if Style Financial Services like Welcome is a member of the Financial and Leasing Association they should subscribe to the FLA Consumer Code of Practise and to the FLA Conciliation and independent Arbitration Scheme. Any uresolved complaints can be reffered the FLA under the Code of Practice. What CallCredit probably will do for you is send you a letter saying they're not in a position to delete any entries from your credit report as they need to obtain a consent from the creditor first. However they'll surpress that information whilst is being looked at. Loads of bull.... basicaly. I will definately send some letters to the agencies I listed above and tell you how I got on. I'm not holding my breath either as they are the Goverment agencies and act very slowly. I also will try to send you some template letters I just need to dig them out first. All best and good luck in the interim Fatum

Hi guys, I was wondering if anyone could help me with my nightmare. I was a victim of an identity theft back in 2007. To cut long story short; my documents had been stolen and a loan obtained through Welcome Finance using my details. I moved out from my old address, redirected my post and received the loan agreement for a loan I had never applied for. I contacted my local Welcome branch and even went there in person to prove my identity. They photocopied the agreement etc. and assured that everything would be sorted. I just obtained my credit report from all three credit reference agencies and guess what.:? I’ve been in arrears since August 2007! I sent letters to Equifax, Experian & CallCredit requesting this fraudulent entry deleted in order to correct information on my report. I explained why I think they’re fraudulent and enclosed all proofs I was able to dig out. They all replied they need Welcome’s consent to delete them and there’s nothing else they could do. I also sent a letter to Welcome in September ’09 with all three reports and proofs requesting the fraudulent credit account deleted. The bottom line is that I still haven’t heard back from and they keep recording default every month. Shocking!!! What else could I do to make Welcome delete it from my credit reports? Please help

Hi guys, Thanks a million to all of you who replied and for your time.It's great to know that there are still people out there willing to help.I believe that together we can fight those people so that they stop ripping people off their money.I will follow your sugestions and keep you updated on the whole issue. Thanks again, Fatum

I parked in Tesco carpark next to Twickenham rugby stadium on Sunday when England played France (a barrier was up) around 8am and went for a stroll.The store hours are 10am-4pm on Sundays so I thought my car would be absolutely safe. I assumed there was 2 hours free car park from 10am.Around 10am I event went to a Cafe inside the store.When I returned to my car I found a parking ticket from Euro Car Parks saying that my car was parked longer than the maximum period allowed 8.30 to 10.20 (at least I think it's 10.20,because you can barely see it).I'm not quite sure whether there were any signs saying this car park belongs to Euro Car Parks.I noticed that there were people there in high visbility coats way before the match started asking people entering car park: "shopping or the game" and possibly charging them!!! Should I appeal,wait for them to send me a letter,what to do? Can anyone help with some advise, please I don't want to pay £70 (£50 within 14 days)