I Have hit the triangle, fingers crossed! Thank you again and have a good day

HI there, thank you for your time on this one. Where you mention hitting the warning triangle, where is it? Bit of a newby and the only one I see is to report a post

It is an landlord. I was in a joint tenancy and the other party ran off with the money without paying. Although attending the CCJ hearing in 2001, admitting responsibility, he still ran off so I am left with the burden of this action against me.

Thankyou for your pointers. Is there a process they should have followed then within that initial 6 years to have the CCJ extended for enforcement? I also notice that limitation act does not apply to those original judgements, however it does apply to fresh action on judgements. I would be interested to know opinions over what a 'new' or 'fresh' action may be? I will be offering settlement of the original judgement, but is going for a charging order a new action on the judgement and therefore statute barred in this scenario?

Hi All, In 2000, I was issued with a CCJ for £5125 from a dispute that arose from the non payment of rent by another tenant under a joint tenancy (land law tenancy agreement). I had a review of my finances in 2000 at the local county court who advised I did not have the means to pay. In July 2010, after hearing nothing from them for 10 years, I now own a house jointly with my better half (who had no involvement in the original CCJ). The hearing for the charging order is in two weeks. Now they have decided to enforce the original judgement, I may offer to satisfy the original judgement in full. However, I note they are trying to charge interest (of £6k for the ten years i.e. approx £11k charging order in total) and I have read that interest on CCJS is statute limited to 6 years. Thoughts welcomed on: Likelihood of the courts allowing the Charing Order where the property is jointly owned with an innocent party who owns the fully equity and when there is an offer to satisfy the judgement in full on the table. Can they levy interest on the judgement and if so for how long and at what rate? Is there a statutory rate of interest? Any pointers welcomed.

Hi Cerberus, Thank you for all your help with this matter. So, basically, I should wait until I receive a letter from the courts and then take it from there, should the court accept their request? Additionally, if they apply to the court, what happens then? Many thanks, much appreciated!

Following the posts above, what would be the best/ most recommended approach for me?

Given that that after 8 years they have still not enforced it, I am tempted to just leave it until they write to me at the correct address and the court have backed the enforcement. At such time, I guess I will have to make an arrangement with them to pay the monies (although morally not in agreement). Is this a recommended approach? Legal stuff heh! I was just worried that a CCJ would be just reapplied to my credit file.

Given that that after 8 years they have still not enforced it, I am tempted to just leave it until they write to me at the correct address and the court have backed the enforcement. At such time, I guess I will have to make an arrangement with them to pay the monies (although morally not in agreement). Is this a recommended approach? Legal stuff heh! I was just worried that a CCJ would be just reapplied to my credit file.

So is it a challenge for them to re-raise the enforcement after nearly 8 years? Also, will I get a new CCJ on my credit file if they do this? THey are also writing to my parents address and not to me.

Thank you for your pointers, I think I will need to seek legal advice to clarify.l

Dear All, I need some of your wisdom. I was renting an apartment with a colleague in 2000, paying my half of the rent into his account for him to pay it all to the landlord. It was a joint and severably liable tenancy. The long and short of it, he ran off without any payment to the landlord and left us both distraught and the landlor £7k short. The landlord then sought proceedings via the county court to recover lost rent and his solicitors fees. In all the judge asked the landlord to release me from the debt as I was able to prove my payments. However, he held that I was not to be released. The judgement was made in June 2001, that myself and colleague were to repay and we both moved with assurances that my colleague would pay the amount outstanding. He did not pay and I was unaware having moved addresses etc. In all, it is now 2009 and I have just received a letter to my parent's address from the landlord's solicitors threatening enforcement of the debt of the £7k. I am most upset by this. Is this allowed? Is this legal after all this time? What can I do to cease this behaviour? I certainly can not afford the £7k. Pointers very much welcomed. Thanks D.

Dear All, I need some of your wisdom. I was renting an apartment with a colleague in 2000, paying my half of the rent into his account for him to pay it all to the landlord. It was a joint and severably liable tenancy. The long and short of it, he ran off without any payment to the landlord and left us both distraught and the landlor £7k short. The landlord then sought proceedings via the county court to recover lost rent and his solicitors fees. In all the judge asked the landlord to release me from the debt as I was able to prove my payments. However, he held that I was not to be released. The judgement was made in June 2001, that myself and colleague were to repay and we both moved with assurances that my colleague would pay the amount outstanding. He did not pay and I was unaware having moved addresses etc. In all, it is now 2009 and I have just received a letter to my parent's address from the landlord's solicitors threatening enforcement of the debt of the £7k. I am most upset by this. Is this allowed? Is this legal after all this time? What can I do to cease this behaviour? I certainly can not afford the £7k. Pointers very much welcomed. Thanks D.

Great thanks

Hi All, I originally moved into a property on the 31/05/08 and after 'encouragement' by the CAB, the landlord finally paid my deposit (£750.00) into one of the schemes on the 27/02/09. On 27/02/09 I also gave my notice to quit the accomodation on th 31/03/09 (this month). My tenancy contract is between myself and my landlord, but set up by an ageny on a 'let only' basis. I notice within the original documentation that the Agency look to charge the tenant £120.00 for checking out the flat upon vacating. Two questions have arisen: - 1. Now that the landlord has paid the deposit into the scheme, am I still able to proceed with an action via the small claims? What are the timeframes for this i.e. could I enable action in a few months time post vacating the property and having received the deposit? 2. Given that my contract is between myself and the landlord, are the agency able to deduct the £120 from the deposit? Help much welcomed. Many thanks all.