The saga continues. Just received a letter from Charles Howard & Partners headed '72 hour notice of home visit'. They letter states that as I have not yet paid them they are making arrangements for one of their collectors to visit me at home! This is to:- - secure payment from me - investigate my home situation prior to court action They also end the letter 'Your account will not be overlooked or forgotton and we intend to resolve this matter to our client's satisfaction.' Am I right in thinking they cannot do this, they can only send someone to my house if they have a court order? I feel very uncomfortable about this but at the same time don't want to pay... my husband will go to court on my behalf before that happens! Should I take a copy of this letter to the police as I think it is harrassment. Should I just keep ignoring them? What should I do if they do come round to my house? Has anyone else had a letter like this? Thanks.

I'm having a similar problem with G24, CCS and Charles Howard. I received a charge certificate and, probably mistakingly, replied to them saying I was not driving the car and to prove I was. I received a standard reply from them a week later telling me to pay which I ignored. I subequently received letter from CCS (pretty much like the ones I've seen on this thread). Then CCS phoned (don't know how they got my home number), I told them I was in dispute with G24 and wasn't going to pay. Then received a document from CCS titled 'Notice of Legal Proceedings' threatening to take me to court. I sent a standard reply saying I was in dispute with G24. This week I received a letter from Charles Howard titled 'Legal Notification' informing me they had been instructed by CCS to commence legal proceedings against me. I notice that no one else seemed to receive a 'Notice of Legal proceedings' and this concerned me. Should I just ignore them? I'm one of those people that feel uncomfortable receiving these sorts of letters but hubby says I should just ignore them and if it goes to court he will go and represent me, can he do that? Judging by the experience of P.S. I think I should just sit it out and see what happens.