i knew that , normally i will do that. but because my son passed away and i was really depressed , so i did not really notice that my insurance has expired.

hi I really need a help, what happened was my son die in the car accident in China and I went back to my country 7th of Jan to comfort my family,my insurance has expired in 4th of Feb , but i was in China so i don't really know my car was not insured . i come back yesterday drive the car to collect some stuff , but PC stop me and give me a ticket ask to paid the fine. however he told me if i can provide the insurance certificate cove me from the day my insurance expired i would not need to pay the fine. i called the insurance company but it can not renew it and only give me the new policy .. what can i do ? i do not wanna pay the fine and 6 points . because i really not aware my insurance has expired .. please help ....