HSBC are very cunning. Why is it that they can happily bounce your rent after assuring you that this won't happen again and they will make sure that this is paid regardless, when the only reason they are bouncing your rent for insufficent funds is because they are the ones that have put you over your overdraft in the first place by taking out their money to pay for you going over your overdraft last month for exactly the same reason. This has led to some deep trauma from constantly being harrassed by the landlord and not being able to speak to anyone at HSBC who actually knows what you are talking about. Their solution for getting back into the black was 'Have you got a credit card that you can borrow some funds from' This now has been going on since February and therir is no chance of ever getting out of the cycle because they are continually removing their charges just before the rent is due and then bouncing the rent!!!!!! Help!

Ok, We have been renting on our current address for nearly 5 years. We started our tenancy on the 11th of August and our rent goes out on the 11th of each month. Landlord issued us with an A4 piece of paper, in March giving us 6weeks notice to leave, saying that our tenancy was due to expire on the 1st of June (have no idea where he got this date from) and he was being genourus because he only had to give us a month and had let us have a few extra weeks out of the goodness of his heart!! Since then he has issued another notice on another piece of A4 on the 15th of May giving us untill the 15th of July. My questions are these: 1. Does he have to issue us with a proper notice to quit in a perscribed format under section 21 of the 1988 housing act, if so does this mean his A4 written letters which just ask us to leave by a set date are not valid. 2.Surely as assured short hold tennants we are entitled to 2 months notice anyway and this should run from the same dates that our rent is paid. 3. He is asking us to leave because he wnts to knock a hole in the wall to make his house bigger. This was not sipulated in the tenancy agreement that he would want the house back . Can we object! Thank you to any one who can help