I Feel Like Ive Been Robbed! Thanks Friends Provident! Hi, please take this as a warning, anyone who has a Friends Provident endowment policy. My policy matures early March this year. It was originally for £33000 plus profits. I was told by the agent that I would get at least £40000. What I actually got was £25149. I have paid in over £13000 in the past 25 years. Last Mar I was told I would get £29100 if I continued and £27763 if I surrendered the policy then. So, like a mug, I struck with them and paid another year of contributions (£500). Today I get a letter congratulating me and telling me about the maturity value. Just £25149, a shortfall of over £2600 on what I could have surrendered it for last year. So I have lost £2600 plus £500 Ive paid in contributions over the last 12 months. Add the interest I could have save if I'd used the surrender value to pay off my Mortgage last year., £27000 x 6% = £1620. So I am at least £4720 worse off than I would have been, had I surrendered last year. Is there anything I can do about it? Friends Provident says NO! So please readers, take my advice. Stop throwing good money after bad. Surrender your policies immediately. You will thank my for saving you money in the long run. Please tell your friends to do the same. Thanks for your time.