I really appriciate all your feedback. MOD edit to remove drivel not pertinent to the topic under discussion. Youowe: if you want to discuss morality, or the accuracy or otherwise of this site, start a thread of your own in the appropriate place. Don't crayon over other people's threads, or your posts will be removed.

Hi, You are wrong in most of what you have written here. I work in the debt collection business and I think someone should actually start to set you people straight. Aktiv Kapital are a DEBT PURCHASER and therefore not the original vendor/supplier/lender - thus under the CCA and OFT Debt Purchase and Debt Collection guidelines they are NOT legally obliged to supply you people with the original agreement/statements, that is the job of the vendor. But as Aktiv Kapital do like work for you as much as they can - if you write them a simple letter requesting all information avaliable under the CCA, enclose a £1 fee (either postal order or cheque) and they will try to obtain all information for you. No matter how many times I read these forums - you all seem to be in the same opinion that these accounts of YOURS are all stolen from some database? Well let me assure you - they are not - they are all purchased legally from the original vendor(s). As for you sister my friend, if you believe she is not the correct person for this account then you need to call up Aktiv Kapital - let them verify all the information and then you can lodge a dispute or complaint with the CRA's and everything will be hunky dory and you can stop slagging off a well respected company. P.S. Before you all start having a go - saying "oh he must work for them" - I don't, so don't get excited. But I am willing to help anyone with their debt problems - I have extensive knowledge of the business.