no was an agent of liberty claims EDIT COMMERCIAL LINKS ARE A BREACH OF SITE RULES

Confused, if no win no fee how would it cost more?

As a consumer I am overwhelmed by the prospect of doing this myself, I have found a company who do charge an upfront fee (£295), they are regulated and appear very professional. They have explained the reason they charge a fee is that the solicitors they use are experienced in consumer credit law but charge a fee to review each and every credit agreement. Once the solicitor accepts a case it is then on a no win no fee basis, if successful there are no further charges (so im told). Is this reasonable and realistic?