my son works for Argos & he works up stairs in a sweaty store room with 1 broken fan, this gets very hot during the summer months. his roll is to pass goods into a lift & send them down to the shops counter area. he has been told by his manager, he is`nt allowed to drink fluids while on duties he has also been told to supply his own safety foot wear surly this cannot be right?

Yes, it’s a credit card. She hasn’t even received any additional letters from Citi demanding she settles her balance & no, there isn’t any county court judgments against her. As the mortgage is in joint names, this guy should also have some sort of dialog with me, shouldn’t he? When the wife gets home from work, she will tell me more about this matter Watch this space

My wife received a phone call today ( at her place of work) from a dept collection company This guy informed my wife that she has £1000 outstanding with Citi Cards & he was going to start proceedings to repossess our property. So she has gone from receiving monthly statements from Citi, to being threatened by this guy on taking our property. This cannot be right? She hasn’t received any letters from Citi or Dept collection company’s demanding money prior to this phone call I’m no solicitor, I would have thought these sharks have a code of conduct to follow with regards to threats like this Any views on this matter would be appreciated

Thanks for the info` Cornucopia i`m starting to get the hang of this, already received £900 in Bank charges from Abbey

so unhelpful i maxed out my MBNA Abbey Card, the sum of £5300 4 years ago. in that 4 years, i`v been paying anything from £100 to £150 per month, unfortunately i did miss the odd payment now & then, because of that, i still owe £5300 so in 4 years, i`v paid back over £7000 so i contacted MNBA explaining that i cannot afford to pay anymore then £100 per month & could they come to some sort of agreemant, because i will proberbly still owe them £5300 in another 3 years time. they flatly refused to offer any kind of help whatsoever. sent S.A.R - (Subject Access Request) this morning keep you all posted

what a great forum hopefully i `ll receive some sound advice & claim back some of the £2000 abbey has charged me in just 12 months!! charges for clearing cheques even though i did`nt have enough funds in the bank, direct debit charges.