geministar2007 I really appreciate a quick response I know its taken me a while to even consider sortin myself out. But this year this month i am going to do it. I earn 16,500 a year so looks like the full wack for me Hope all goes well with you let me know how ya get on

Hi well i finally stumbled across this amazing wealth of knowledge of a site so I would just like to ask if anyone had some advice. I am probably in debt of (rough calculations) 40,000pounds (sorry my pound sign wont work) But some of it being from when i was 18 like 8 years ago. Most of the papers i had have disappeared for one reason or another and i know that my debts have been passed around like a present at a kids party. I am paying some of these debts back but would never clear them in my lifetime not @ 7.50 a week for one of 15,000 So i got another letter today saying I owe British credit trust 7495,59 pounds but anyways the real question is If i filled for Bankruptcy do i have to know the people i owe money too. I know it may seem a stupid question but is there anyway i could find out ? I also have one other question about bankruptcy, I am in full time employment I live at home with my parents and have no assets at all how much of a percentage of my weekly wage would i have left if i went through with a bankruptcy I await in anticipation as I am thinking its now time in 2009 to get my life sorted ! Really hope you can help