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micklefickle

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Everything posted by micklefickle

  1. Thanks Viscount Stair. Does this mean that I can ask them to write off the debt? Or should I start with a softer approach and ask them to freeze the interest?
  2. Hello, I'm new to this, but I followed your advice and wrote to Marbles about my credit card. They could not supply me with a copy of my agreement, and instead supplied me with a sample one which was written at least 3 years after they say my agreement began. However, they state that as I have been paying into the account, I therefore acknowledge the debt and they hold me responsible for it. How should I respond? Thanks
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