RetiredLawyer
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Anna1s1 started following RetiredLawyer
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Hi Guys First post for me! Don't ignore a Statutory Demand ("SD") - it will not go away. I had an SD from 1st Credit. Followed by a BP. I lodged an application to SA (which the court lost) so I ended up defending a full BP! The first hearing was adjourned. I produced a VERY substantial skeleton argument for the defence. Also ,and equally importantly, 1st C had sent me a letter when they first took on the debt (from Halifax). That letter said the debt had been assigned to 1st Credit Limited. The trial bundle included a copy of the same letter, but this time the assignee was described as 1st Credit (Finance) Ltd - but they hadn't even changed the letterhead details from 1CL. Now the Petitioner was 1CF Ltd - not 1CL. Luckily I had a copy of the original. The District Judge was NOT impressed. Result = I won AND was awarded costs against 1st C! I'm waiting for the cheque that I plan to frame! Now that's what I call a proper result. And the amount? Around £9,500. The DJ said that he was seeing an increasing number of these kinds of actions - companies going straight for the SD / BP rather than launching a CC claim. He was clear that if they proceeded in this way they must accept the risks and the consequences. Good luck all!
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