It is worth speaking to your GP or specialist about what they put on the medical report that they sent to Scot Prov. Your Dr will be able to show you a copy of the report and this may clarify what the problem is. It is worth taking a copy of the critical illness definitions to the Dr's with you and he will then be able to tell you whther you meet the criteria for a pay out. It is hopefully something simple like your GP not having the full details from your hospital consultant yet so not putting everything on the medical report. When it comes to medical reports always get your GP involved the insurer should not by law discuss with you directly anything they have received in a medical report it all has to go via your doctor. Good Luck!!!!

I have got a 2004 Ford Mondeo TDCi and although its running fine at the moment (touch wood) I do a lot of miles and think I should get a warranty. I have got quotes from several companies and they vary hugely and all cover different things, some say they cover wear & Tear some cover electrics some don't etc. I have raed that there are a lot of problems with mondeo diesel having flashing coil lights and this seems to be due to a variety of things including sensors so ideally I want cover that includes them. Does anyone have any advice on which companies or which policies? I have never bought a warranty before so have no idea who is reputable and who will not pay out on claims.