These "mulitple departments" are nothing more than desks on different sides of a room

So very true!

i got a letter from scottish bureau of investigation also known as the lewis group.

 

My jaw dropped:o as there was no name on it and it had been hand delivered , with an old previous address on it- in fact my old address from over 3 and 1/2 years ago. :confused:. where i had quite a lot of debt from bank overdrafts from an old student account but the account is about 4 or 5 years old and i have never made any attempt to pay the money back. i cant afford to start now as im a stay at home mum and im pregnant and all our money goes straight to house bills and rent. im now really worried that they will harrasse me and put me under major stress. i have no idea how they have found me at my new home, as i made a point of not having anything under my name and its all under my partners

The credit files get linked with a partner sometimes so when searching for one person you get details of partners too...including addresses so they may have got it that way. It will also get updated on the electoral register each year which is publicly viewable, although now you can tick the option of not having your details on the edited public version, but any credit checks will give access to the full register.

Another way they get information is by buying it from other companies...not sure the exact details but they can get phone numbers & addresses of friends, relatives etc this way.

I got a letter from the 'SBI' today too! Addressed to the occupier (that's me!) but regarding previous owner with her name & a reference number...

These letters are a 'skip trace' measure from the Lewis Group intended to get you to contact them out of pure curiosity or fright!

My letter was just addressed to the occupier & said name & ref number & said they were trying to contact her regarding an urgent personal matter. Such skip trace wording! The cheeky monkeys! As if I'm going to call them so they can have my number on her file!

I can't stand the multiple departments within companies pretending to be different companies all together. They think they are sooo clever...I wonder if it ever works?

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