thanks

thanks hillards good read and rory love this site!!!!! ??????????????/what do i do now. i sent a signed for letter with £1 postal order with a request for agreement, like furums suggest.(19thnovember) today i recieved a letter 2 december 08, normal headings from mh that reads::::-- we refer to your letter dated 19-november-2008 we have contacted our client for a copy of your agreement and statement of your account. your account is currently on hold. please be assured that no action will be taken against you. should we not recieve the relevant proof from our client within 40 dys of this letter, we will close the account and return the file to our client. our client will decide what step to take. yours sincerely pla pla etc what about my £1 postal order and my details will i be expecting the same from other mh's how can i stop them from shipping my details round i have already had moneys taken through my account. took me 2wks to get back from fruad squad.

I love it have just finished reading the whole post as i recieved a letter from mh myself dated the 5th november, they have used all the above tactics. when i recieved the letter i stressed out and couldnt for the life of me understand how or why. when i have never recieved a ccj or defualt in my life. now after reading this i'm really looking forward too our future communications as i'm sure there will be. well tom i send the £1 postal order.

thank u lots

:confused:this is my first post on any forum but have read plenty. can any one offer advice on my next step. story this far, i recieved a letter on the 5th november 2008 from a company called Mckenzie hall... they have recently been very threatening over the phone ,as i have been foolish and contacted them. i have never recieved ccjs or defualts in my life. but they are informing me of a debt small ammount but still a debt that apparently i have owed since 2003. they say i must pay in full the ammount or it will proceed to court were the court will find in favor of them and i will be left with all the extra sums of costs etc. i have asked them over the telephone to send me a copy of the bill original or photo copy. they say that they dont have to do that "pay up or u will be left with the costs....? " i have checked my experian and everything is satisfactory, so were has this debt arrised from.? all that they have given is ref number oringinal creditor which was bought by another company in 2004 and the £££££s owed. i want to sort this out as it has cuased some stress over the last few weeks. if they can show me the bill and i can recall then i have no problems in paying but, with the info they are telling me i just cannt. help please any one im going to call cab tom on there advice line but to day they really got my pulse racing as they text me a demanded text on my mobile lol.