Hi, I found this group via google and the first hit was the most relevant. i.e. I receoved a letter from CapQuest yesterday deaming me contact them regarding an old debt from Barclays bank. ??? I have not banked with Barclays Bank since about 1999 where all debts (grad lona/overdraft and account was closed). My Ex wife's mum and step dad helped us pay this debt at the time by taking out a secured loan on their house. Main reason was that numerous diret debits were failing when there was money in the account to clear and no satisfactory answer was given. I have been with Lloydsstb ever since. Last year i was chased (via Regal Credit) which I thought was a [problem] and denied any such debt. This was the start to middle of last year, that was that. I called numerous times to Barclays bank to get information and they had no record of me. hmmm I am now in receipt of a letter yesterday (capQuest) stating that they have the debt from BArclays. I despute this claim completely. I have never had any leteres from Barclays in the time after moving banks either. I have a decent job (albeit struggle financially due to divorec etc). This turned ill with worry last night. What can I do or wht process can I go through to as they are demanding payment or contact by 22nd of november.. Anyones advice or recommendation is more than welcome on this subject....