I'll check when I get home but I think the agreement was 3 years. What if I say I'm not paying any more so they reposess the tv? Does this then show on my credit file?

I have a tv with buy as you view. It's a sharp aquos 47" LCD. I could buy a samsung 50" for around 500 now so it makes sense to buy one and stop paying £104 every 6 weeks. I would like to know the best way of giving my tv back, also the main thing is if this would affect my credit score. I have had the tv for 11 months. The agent is coming to collect £104 tomorow so it would be helpful if I know exactly what to tell him. Thanks