gni03349, please could you tell me more about what you mean by 'if nothing has happend at all with this account, then after 6 years it is Statute Barred, which means they can shout all they like, they wont get a penny from you.' I have just been contacted by Allied International about an overdraft I took out from Llodys TSB in 2001 or 2002. I now live overseas and tried to contact Lloyds about this account only without the correct securit information they wouldnt put my through/talk to me about it. Allied International have been much easier to talk to about this and I am happy to pay - the amount in full. However, they refuse to send me any paper work to proof who they are and I wondered if they have the right to demand this so quickly - considering that nothing happened in Llyods for years? Thanks