many many thanks to all i will send the letter 1st thing monday and will keep you updated once again thanks

hi guys thanks for your answers as for stoping payments we thought about this but are frightend about ballifs and as for asking about a cca what is it what will it cost and how do i ask for it sorry to sound abit thick but i dont know how this cca works or what it will achieve thanks

hi all my wife got into finance difficulties with littlewoods lx we pay £30 a month which was agreed with them but it was passed onto nationwide debt recovery she has been paying ndr now for over 2 years the debt is getting bigger and bigger because of the interest thats charged she now owes £3312 she pays £30 a month ndr charges £12 service charge and £93.59 interest charges is there anyway to get the interest charges stopped please help thanks