Hi, can someone please help. We have a secured loan with Central Trust, fell into arrears end of last year when i lost my job, they went to court and got a suspended possession order and the judge said we had to pay £80 a week on top of our normal payment £403.00!! We fell behind so they said they were going to enforce the order, we managed pay off nearly all the arrears 2 weeks ago, theres £278 left to pay which will be paid this week but today we received a eviction notice, what can we do now?? Anyone have any advise please

Hi, can someone please help. We have a secured loan with Central Trust, fell into arrears end of last year when i lost my job, they went to court and got a suspended possession order and the judge said we had to pay £80 a week on top of our normal payment £403.00!! We fell behind so they said they were going to enforce the order, we managed pay off nearly all the arrears 2 weeks ago, theres £278 left to pay which will be paid this week but today we received a eviction notice, what can we do now?? Anyone have any advise please

Hi Everyone, Its over at last!! Just as we thought Natwest had back tracked and requested full possession, i thought the judge was going to give it to them too but then the very nice lady from the CAB who came in with us stepped in and told the judge the full story, the judge then questioned the solicitor on Natwest lying to us and he just got himself in a mess with his facts, the judge seemed to be very annoyed with him and then granted a suspended order. Just want to say thank you for all the help and support from everyone, its really touched me and a big thank you to Ell-enn who really is a star:)

Hi Everyone, Its over at last!! Just as we thought Natwest had back tracked and requested full possession, i thought the judge was going to give it to them too but then the very nice lady from the CAB who came in with us stepped in and told the judge the full story, the judge then questioned the solicitor on Natwest lying to us and he just got himself in a mess with his facts, the judge seemed to be very annoyed with him and then granted a suspended order. Just want to say thank you for all the help and support from everyone, its really touched me and a big thank you to Ell-enn who really is a star:)

Many thanks to everyone for the kind words, it means alot. NATWEST said i friday they would be requesting a suspended order we just hope they have told their solicitor this, not long to go.

Many thanks to everyone for the kind words, it means alot. NATWEST said i friday they would be requesting a suspended order we just hope they have told their solicitor this, not long to go.

Thanks Ell-enn that is great, you are wonderful! The hearing is at 3 oclock, very nervous now:(

Thanks Ell-enn that is great, you are wonderful! The hearing is at 3 oclock, very nervous now:(

Hi Ell-en, Spoke to Natwest today, had to speak to a different man today and he was useless! Firstly he could not find any record of us having a mortgage with them, then he did not understand what i was talking about, after explaining everything again he finally understood, i think:confused:, paid them £500 and have statements to prove that did not call for the amount on the 28th of October, i asked him if the mandate had been changed to the 28th and he said yes it will start this month, i asked him to check the amount had also been changed to the agreed amount of £470 and he said no the amount is £438!!! could not believe that they have messed it up again, he said he will change it and i have asked for this in writing, he also said they will go for a suspended order and as long as we make 6 payments everything will be fine, as i said we will as long as you take them on the right date everything month:rolleyes:

Hi Ell-en, Spoke to Natwest today, had to speak to a different man today and he was useless! Firstly he could not find any record of us having a mortgage with them, then he did not understand what i was talking about, after explaining everything again he finally understood, i think:confused:, paid them £500 and have statements to prove that did not call for the amount on the 28th of October, i asked him if the mandate had been changed to the 28th and he said yes it will start this month, i asked him to check the amount had also been changed to the agreed amount of £470 and he said no the amount is £438!!! could not believe that they have messed it up again, he said he will change it and i have asked for this in writing, he also said they will go for a suspended order and as long as we make 6 payments everything will be fine, as i said we will as long as you take them on the right date everything month:rolleyes:

Thanks Ell-enn thats great, you are such a great help:)

Thanks Ell-enn thats great, you are such a great help:)

Hi, I spoke to a very nice man from natwest on tuesday, he said he could understand our frustration as it was all natwests fault that things had got this out of hand, cant believe he said this!! Anyway he said if we make a payment of £500 tomorrow we can come to some other arrangement but he didnt actually say what they are willing to do, i asked him about the court hearing on monday and why their solicitor had sent us a letter saying they are going to request full possession and he said we would never do that at a 1st hearing and its just to agree what we have already agreed, i am very confused and just dont know if i should believe a word he has said, does this sound right? I am calling him again to make the payment, any words of advice would be very helpful:(

Hi, I spoke to a very nice man from natwest on tuesday, he said he could understand our frustration as it was all natwests fault that things had got this out of hand, cant believe he said this!! Anyway he said if we make a payment of £500 tomorrow we can come to some other arrangement but he didnt actually say what they are willing to do, i asked him about the court hearing on monday and why their solicitor had sent us a letter saying they are going to request full possession and he said we would never do that at a 1st hearing and its just to agree what we have already agreed, i am very confused and just dont know if i should believe a word he has said, does this sound right? I am calling him again to make the payment, any words of advice would be very helpful:(

Hi Ell-enn, we have had another letter from their solicitor saying as we havent made the payment of £1,500 as requested they will be requesting full possession! Can they do this? i have also made a complaint to natwest as once again they did not call for our payment on the 28th as their solicitors letter said that they would, tried to call them and mentioned the new goverment legistation, they hung up on me!! im so angry and now getting very nervous.

Hi Ell-enn, we have had another letter from their solicitor saying as we havent made the payment of £1,500 as requested they will be requesting full possession! Can they do this? i have also made a complaint to natwest as once again they did not call for our payment on the 28th as their solicitors letter said that they would, tried to call them and mentioned the new goverment legistation, they hung up on me!! im so angry and now getting very nervous.

Hi Ell-enn, I sent the forms to the court by special delivery last friday. The letter i had last week from natwests solicitor said they had now changed the direct debit mandate to the 28th like we requested 6 months ago, and guess what the 28th came and they have not tried to call for the payment!! I am so angry with them, i have written to their solicitor telling them i am disgusted by this as yet again they have failed to honour what they have said, i have also made a formal complaint to natwest about the way they have treated us, was this the right thing to do?

Hi Ell-enn, I sent the forms to the court by special delivery last friday. The letter i had last week from natwests solicitor said they had now changed the direct debit mandate to the 28th like we requested 6 months ago, and guess what the 28th came and they have not tried to call for the payment!! I am so angry with them, i have written to their solicitor telling them i am disgusted by this as yet again they have failed to honour what they have said, i have also made a formal complaint to natwest about the way they have treated us, was this the right thing to do?

Thank you really appreciate all your help

Thank you really appreciate all your help

Thanks Ell-enn that great. Do you think i should contact Natwest again jh35 has suggested and try to get them to suspend the hearing?

Thanks Ell-enn that great. Do you think i should contact Natwest again jh35 has suggested and try to get them to suspend the hearing?

Hi, Thanks for all that info, i have had such a nightmare with them, esp over telephone calls they always pretend they have never had the conversation with me! If you could get his email address that would be great:) You have given me hope Wiccachic

Hi, Thanks for all that info, i have had such a nightmare with them, esp over telephone calls they always pretend they have never had the conversation with me! If you could get his email address that would be great:) You have given me hope Wiccachic

I started my own business last year, then at the beginning of the year i was taken ill with heart problems so being self employed i could not earn very much, we did inform them but once again never heard anything back from they simply werent interested that my earning had gone down, in my last letter i told them i am due to be fitted with a heart monitor when the court date is due and thats why we asked for an adjornment but they refused point blank to an adjornment even though i told them the courts had said we should but the request to them. They have never tried to come to some sort of arrangement with us at all. Yes we 12 year old.