I'm dealing with Ashbourne at the moment but am already fearing the worst. I joined a gym near my work in June. I decided to pay £499 for 2 years membership, which works out at just over £20 a month - not bad for central London. Anyway, the gym has just informed me that they are closing the upstairs portion of the gym and are concentrating on personal training and off peak memberships - neither of which are convenient to me. I'm looking to get around £395 back from them, but I'm not holding my breath