Hi all (first post here!) I have received a letter from these people this morning regarding a debt with ROKO gym. I had unfortunately fallen behind with 2 months membership (£58.00) due to health problems and losing my job and I have received 2 letters from ROKO in the past 2 months asking that I pay what I owe. I stupidly, ignored these letters and concentrated on getting better with the help of my doctor and my medication and I have opened my mail this morning to find that; Credit resolution services IMPORTANT: PLEASE READ VERY CAREFULLY Your debt of £310.00 has been passed to us for collection. In accordance with your terms and conditions of your contract with ROKO you have now also become responsible for our fees in recovering this outstanding amount. Our standard charge of £108.50 has therefore been applied bringing the full amount to £418.50. You can now only speak to us regarding this debt. ROKO will simply refer you back to us if you contact them. ________________________________________________________________ I phoned ROKO this morning (I was going to call anyway to ask to clear the original outstanding debt of 2 months membership (£58.00) and was told that they will no longer speak to me regarding this. I did explain to them that I am unable and unwilling to deal with a debt collection company because my debt is with ROKO and not with Credit resolution services. I was repeatedly told to deal with the debt collection company even when I explained that the choice is either; I can arrange to pay the outstanding amount to ROKO direct, or pay nothing to CRS. I want to know where I stand with this because I refuse to pay the extortionate fees added by these people. I am happy to pay the debt to ROKO, but not through CRS. Help!! B.