hi idainfife thaks for your advice in answer to your question i am in england, and as far as i know no judgement was made against me and i never heard from the court or the SLC again but i will check with them this week. when you say written acknowledgement of the debt i take it that even though i confirmed i lived at the address this is not an admissionof the debt is this true?

i wonder if i can have some advice. I took out a student loan in 1997 and i was only there for one year, after leaving uni i buried my head in the sand about my debts and changed address 3 or 4 times in the next few years. About a year and a half ago i recieved a message from the student loans company asking me to call an extension number and speak to this person,she wasnt there but i spoke to a man and confirmed my name and that i had lived at the address they asked about( where i was living when the loan was taken out) and that was it i never heard anymore until about6 months ago when i recieved a letter from court saying i had to provide my income details and outgoings to them. In 2007 i was made bankrupt due to a business i was a director of and so when i filled this form in i explained that i was waiting on the payment arrangements of my bankruptcy to be finalised and so i didnt know what money i would have available, again i heard nothing so i called the court and the lady said that she had sent my case back because of the bankruptcy, i explained that i didnt think this mattered with student loans and she said she didnt know so again i heard nothing more from the court or the SLC. today i recieved a call from jb debt recovery saying i owe £2000 and i have seven days i asked for all furthre communication in writing and to prove that it was i who took out the loan, any advice on a way forward would be very helpful thankyou