Same here W. I may have the answer. Just one question to solve the zigsaw - Does your Credit Reort state "Repossessed" or "Default"

I have now read most of KM threads. I observe the same pattern. Low mortgage, interest rate/ payments increase, repossession, still balance outstanding. Also, each individual put in substantial equity at start of the mortgage. One of the posting states that the JUDGE stated that KM are operating "JUST" within the Law. Posting above is a thorough account of the difficulties. I think the focus or the approach should be changed - negligence, professional ethics, incompetence..........I am having problems - there has to be more than the unfair charges case. "NO win no fee" solicitor may be able to assist, review their terms. All of US reporting in the form of a petition to the FSA. Look for something deep, which is not clear at the surface

Sounds Good W - Start a new thread and allow people to enter their votes. C is taking it to HoC. Should we find a "no win no fee" solicitor to challenge KM in court? Watchdog/ News Papers????

There must be a way of dealing with these sharks. I am with C Barnes (posted above). Let me know if you need all my paperwork c. Any suggestions?

Is this debate still open? I was charged £2500 interest per month on £170k mortgage. £170k balance became £240k balance in one year!!! AND I HAVE DEFAULT on my credit report. No win situation.

Hi Scott How do you challenge your credit file. Ridiculous system

;-)