hi , im working 2 jobs and all my wages goes on debts into a management plan .

my fiance also worked full time up until 3 weeks ago when he has taken sick leave due to an alcohol dependancey issue which he is booked into a clinic next week. his sick pay has been stopped due to an overpayment.

i have spoken to my debt management company who can help for 1 month by freezing all debts but my mortgage is seperate. my fiances wages would cover the mortgage payments normally but as mentioned above not this next few months worth.

i am struggling to support both of us even with the freezing of the debts outlined above .

i rang my mortgage up and told them the situation and they said they cannot give me any help at all regarding reduced monthly payments etc even just for a few months!

i find this unbelievable as ive never been in arrears before with the account .

we cannot get any welfare help s my fiance is classed as still employed and getting sick pay

does anyone know how to approach the mortgage company and possibly achieve a few months help from them and how do i get longer from the debt management company about the freezing of debts

please help am scared and worried sick