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philpaula

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  1. hi , im working 2 jobs and all my wages goes on debts into a management plan . my fiance also worked full time up until 3 weeks ago when he has taken sick leave due to an alcohol dependancey issue which he is booked into a clinic next week. his sick pay has been stopped due to an overpayment. i have spoken to my debt management company who can help for 1 month by freezing all debts but my mortgage is seperate. my fiances wages would cover the mortgage payments normally but as mentioned above not this next few months worth. i am struggling to support both of us even with the freezing of the debts outlined above . i rang my mortgage up and told them the situation and they said they cannot give me any help at all regarding reduced monthly payments etc even just for a few months! i find this unbelievable as ive never been in arrears before with the account . we cannot get any welfare help s my fiance is classed as still employed and getting sick pay does anyone know how to approach the mortgage company and possibly achieve a few months help from them and how do i get longer from the debt management company about the freezing of debts please help am scared and worried sick
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