thank you all again for your help!

hiya yes the accident was the other persons fault. He lost control of his car and all i could see was coming sideways at me on my side of the road , nothing i could do to avoid him. Just so grateful that my daughter or my mother weren't hurt badly.My mother got broken ribs and whiplash , my daughter absolutely fine just quite distressed. Luckily the car behind me saw what was happening and didn;t go into the back of me but the car behind him went into him .And to top it all off the boy that hit me landed in someones house!thats why the sol'r is involed as he will reclaim the costs from the guys insurance (and i'm sure they will be alot of costs!)I have done the HPI check and am waiting for them to send via email so will have to wait and see.its all a bit of a nightmare as I haven't really a clue what I am doing!

thank you i am going to do one now..will keep you posted

hi thanks for all your help guys I really haven;t got a clue what I am doing here I am using a solicitor as I was only third party fire and theft. My insurance told me that they wouldn't have anything to do with it (which I have since found out is rubbish- but that is a whole different stry!) Apparently according to the sol'r finance was taken out on the car in Dec 2006. My friend owned the car at that time but she purchased the vehicle in Jul 2005and I know she paid for the car in full as I was with her!And I don;t see how a finance agreement can be taken out on a car she already owns. Anyway I spoke to the sol'r told him all this and he didn;t really say anything of any use just that any money recovered from the vehicle would go to Volkswagon Financial Services. I then took it upon myself to contact them direct and they told me they have no finance registered against this car!What the hell!My friend also phoned them and they confirmed the same to her. She was obv worried in case someone had taken finance out in her name.I haven't phoned the sol'r back up yet I just don't understand what the hell is going on!Does it sound dodgy to you?I don;t know whether to just tell him to stop doing the work and i 'l sort it out myself. (I've done most of his work anyway!LOL) thanks again for your input.

spoke to the solicitor and tld him that it wasn't my finance and he said he would check whose it was and for how much. He did say it could even be a admin error BUT if there was finance then any money paid out would for to them.OMG!Is there anyway around this. I'm not going to be getting much but I can't afford not to have it!Any advice greatly apprec! Certainly taught me a lesson when buying a used car...always do HPI check! Many thanks Lisa

hi would really like some help if poss. Was in bad car accident last week (all ok thank god!) but my car is a right off. I have just received a letter today from my solicitor telling me there is outstanding finance on my car, is it mine etc? He isn't in until Friday but I am in a complete panic !!!!!I bought this car off a friend and I know she didn;t have finance on it and I know she wasn;t aware of it either. The car is 10 yrs old.Please help as I don't know legally where i stand. Many thanks Lisa :confused::confused::shock: