Will do whenever I can get to a urrgh damn scanner!! I've had a look at the other ones earlier in the thread and think it the same/similar to those! Dont expect Egg would treat me in a special way:D

Thanks Toymaker1 I've read all the posts and thought that would be the case. I expect the next steps would be the dca's, and i'v got most of the responsed lined up for them, thanks to the previous posts on the thread. Thought it best to check just in case BTW you more experienced guys are the absolute best!! I take my hat off to you (if I had one that is)

I've gone down the "illegal termination" of account route with Egg. I'm now at the point where the have sent the default notice. Does the default notice required a response? if so what response it recommended? Many Thanks

Toymaker thanks very much for that, I intended to challenge them regardless. Thanks to this forum I will be well prepared for their retaliation! I will update when things start to hot up!!

Toymaker1 its great to hear they are essentially impotent. I just wondered if it was possible to challenge them on this and avoid the default notice somehow??

How all I have just completed reading this fascinating thread!! I am one of the "160,000" my card was terminated some time in 2008. I am about to send egg the following; Dear Sir or Madam Re: Ending by Egg of my Egg credit card facility. Thank you for your letter dated xx XXXXXXX 2008. As you are aware, both my Egg credit card facility and the actions of Egg as the creditor in respect of that credit card facility are regulated by the Consumer Credit Act 1974. Therefore, in order that I can provide a fully informed response to the points raised by Egg in it's letter to me dated xx XXXXXXX 2008, I would be grateful if Egg would indicate to me the relevant section of the Act which provides Egg with legal entitlement to end my Egg credit card facility. In the meantime, I will suspend all payments to Egg out of my account xxxxxxxxxxxx until such time as this matter is resolved, as it would appear that Egg has breached the Egg card agreement made between Egg and myself. I would be grateful for a prompt response to this letter, in order that the matter can be speedily resolved and my monthly payments to Egg resumed without interruption. Yours etc. If I understand egg SOP their next move would be to default me and sell my debt on the a CRA, and I then fend off said CRA's/solicitors accordingly? What I would like to ask is has anyone gone down this route and managed to avoid a default??

I have been following the numerous threads on the above DCA, as I started receiving a number of letters from them a couple of months back. They were all relating to a £7,500 Barclaycard debt with someone of the same name as myself. Unfortunately, for them, I've have been at my address for the last 10yrs, and never had a Barclaycard!! With the help of this site I hit them with the "Prove It" letter, and they turned tail and ran!! I just wanted to thank all those that have posted on the DCA's. The comments are very helpful and are a great source of confidence to take these guys on.