Funnily enough, all my correspondence from AIC have been dated at least 5 days before i get it. Either they deliver it by mule, or their tactic is to pre-date letters to give you less time to reply. Nice.

Thank you! I certainly will keep everyone updated!

I'd just like to throw my lot in, and remind everyone not to give in to these bullies. I've been fighting a long standing battle with AIC for a few months now - i got some very good help from the National Debtline and Martin Lewis' MoneySavingExpert.com - and it looks like some excellent advice is being handed out here too. Thay have so far failed to supply a CCA, and have passed their 30 day mark, so i sent a letter telling them so and will now have pleasure reporting their bullying behaviour to Trading Standards.