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orioninjection
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Posts posted by orioninjection
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Thanks for the replies..........I have sent off adverts for other cars of the same type, condition and mileage as my own to the Insurance Company, however they remain adamant I can buy a car the same as mine for £300,( in fact I can, but it will be in very average condition, with a much higher mileage and probably a lot of rust). The Insurance Company argument is that a newer Orion Mark 3 quoted in Glases guide with 120,000 miles is worth £300, therefore a Mark 2 Orion with a genuine 60,000 miles in excellent condition must be worth less:(....Even if due to rarity they fetch more money on the market when in excellent condition. The independent engineers report seems to carry no weight and I am concerned if I go to the small claims court how much the legal costs will be if the judgement goes in favour of the Insurance Company.
I had not considered contacting the other driver directly but I know his name and have his address, so this is possible. I think I need to speak to a solicitor about this. The strange thing is I had legal protection on my policy but the solicitor assigned is only dealing with my personal injury claim and says she can not help with a vehicle valuation dispute.....in fact the only thing she advised was contacting watch dog:rolleyes:
What do you think? Anyone been through the courts with this kind of problem before and what are my chances?
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I was involved in an accident which was the other drivers fault (he and his insurance company have admitted liability). I have been offered a low sum of £300 pounds for my car, it is too old to be in Glasses guide, an independent engineer has valued the car between £1,200 and £1,500. I paid £1,500 a year ago for the car.... but his Insurance Company will not budge on their offer of £300. The FSA and Ombudsman can not help because I am claiming effectively as a third party on his Insurance and am therefore not the policy holder.(seems odd to me but thats life in Britain:confused:)
What can I do about this? Do I have any options or do I have to accept the offer, any advice appreciated.
Thanks.
Car Valuation Dispute with Insurance Company
in Insurance/Assurance Companies (Not Car Insurance)
Posted
Right now I am confused.......
Can I claim for the vehicle costs against the third party myself, whilst my solicitor, assigned by my Insurance Company, is pursuing a personal injury claim via the third parties Insurance Company?
Or should I be dealing via my solicitor with the third party directly for the injury claim and trying myself to get a reasonable settlement on my car directly via the third party, possibly using the SCC?
Thanks