Right now I am confused....... Can I claim for the vehicle costs against the third party myself, whilst my solicitor, assigned by my Insurance Company, is pursuing a personal injury claim via the third parties Insurance Company? Or should I be dealing via my solicitor with the third party directly for the injury claim and trying myself to get a reasonable settlement on my car directly via the third party, possibly using the SCC? Thanks

Thanks for the replies..........I have sent off adverts for other cars of the same type, condition and mileage as my own to the Insurance Company, however they remain adamant I can buy a car the same as mine for £300,( in fact I can, but it will be in very average condition, with a much higher mileage and probably a lot of rust). The Insurance Company argument is that a newer Orion Mark 3 quoted in Glases guide with 120,000 miles is worth £300, therefore a Mark 2 Orion with a genuine 60,000 miles in excellent condition must be worth less:(....Even if due to rarity they fetch more money on the market when in excellent condition. The independent engineers report seems to carry no weight and I am concerned if I go to the small claims court how much the legal costs will be if the judgement goes in favour of the Insurance Company. I had not considered contacting the other driver directly but I know his name and have his address, so this is possible. I think I need to speak to a solicitor about this. The strange thing is I had legal protection on my policy but the solicitor assigned is only dealing with my personal injury claim and says she can not help with a vehicle valuation dispute.....in fact the only thing she advised was contacting watch dog:rolleyes: What do you think? Anyone been through the courts with this kind of problem before and what are my chances?

I was involved in an accident which was the other drivers fault (he and his insurance company have admitted liability). I have been offered a low sum of £300 pounds for my car, it is too old to be in Glasses guide, an independent engineer has valued the car between £1,200 and £1,500. I paid £1,500 a year ago for the car.... but his Insurance Company will not budge on their offer of £300. The FSA and Ombudsman can not help because I am claiming effectively as a third party on his Insurance and am therefore not the policy holder.(seems odd to me but thats life in Britain:confused:) What can I do about this? Do I have any options or do I have to accept the offer, any advice appreciated. Thanks.