Last week I hit a badger (cue badger jokes!) resulting in severe damage to my bumper and radiator. I got a quote from a local bodyshop which was around £700 including labour. When I phoned my insurance - Direct Line - to report the incident, they went through a plethora of information with me, stating that my excess was £250. They then asked my age - 24 - and she said "Oh well under 25s incur an extra £250 on top of the excess, making it £500. I was utterly gobsmacked. This was not made clear when I bought the insurance, nor was it on my original quotation, but it is however in the 'small print' booklet sent with the quote. I'm not happy because I am 25 in October, I've been driving for 6 years, never had a claim or and accident and they're slapping £250 on me without warning. I feel I haven't got a leg to stand on because it's in the small print, but I think a charge like that should be stated from the off. Is there any way I can get round this????? HELP!!!!