I purchased tickets for a return journey from Newcastle to London online and arranged to pick them up at the fast ticket machine, however I got to the station very late and in a rush I picked up 4 out of 5 coupons. The ticket and reservation are printed on separate coupons and I only picked up the reservation coupon for the outward journey. I was promptly fined £124.50 plus £10 admin fee. I wrote a letter explaining that it was a genuine mistake and provided evidence i.e the internet booking receipt for the train journey as well as several other receipts for journeys that I had taken and had never been fined showing that I was a good customer and this was clearly just a simple mistake. They wrote back offering to reduce the fine to £98.30. I wrote another appeals letter showing that my income is only around £35/week that there was no way I could pay the fine and asked if they would reconsider. The next letter I received today says that after seeking legal advice I must pay the fine or have to pay the original fine of £134.50 plus another £20 admin plus £250 legal costs and are nice enough to let me pay £5/month. Do I have a chance if they take me to court, all these details are 100% correct.