I have just had a reply to my CCA request from 2 months ago. The alleged debt is to Barclays. When they contacted me they sent me a list of transactions on account going up to 2009, also stating if I was disputing the debt why had I been making standing order payments? These payments were clearly made up and the printing was rubbish, nothing lined up and was all over the place so just ignored it. this week I get photo copy of so called agreement, so badly done that I have trouble reading it with magnifying glass. Looking at it closely it is an application for credit NOT the original CCA. T idiots have tried to cover this up with a sticker, but have left "plication" visible. Next letter going this week is statutory barred one after that any further letters will will be filed....in the bin.