Hi Thank you everyone - the halifax paid out this morning after one phone call and an e-mail to remind them. Hurrah!!! Now I get to do it all again with 2nd halifax a/c!! Paid in full Halifax - 18/09/06 - £806.79

Thank you everyone for advice - I am getting onto it this morning and will get back to you soon. Cathy

Hi Halifax did not defend my claim for £800 and the courts issued a judgement for them to pay up on the 8th September. However I have not received anything yet. Do I continue to wait or take a warrant out through the court or something else? I don't know anything about warrants. Does it cost me anything? Thanks for any advice received. Cathy

Hi the Halifax have not defended my claim in the courts and the court has judged against them. So i have won!!! Does anyone know how long they have to pay up or hoe long they usually take? Do you think they will close my account?

Hi Gosh i was getting excited reading your threads! I didn't realise you haven't been paid out yet. I am just filling in my claim form and have been struggling to fit it all in. I have copied the wording you received from some kind soul- so thanks for that. Good luck - hope you hear soon! Cathy

Hi Thanks for your help! Sorry to be a bit hard work but do I write and accept the £250 as an interim payment and then claim for the balance or claim for the whole amount in case they decide not to pay £250 as I am only accepting as part payment. Thanks cathy

Hi I am claiming £685 of bank charges from the halifax. I have sent the preliminary letter and the letter before action. Tomorrow I am due to go to the next stage and begin a claim. The halifax have written to me offering £250 in full and final settlement which I intend to reject. Should I write back stating I will accept this as part payment only or ignore it and just start the claim? They have also said this payment is in full for all my halifax accounts. Yet I have another account that i intend to claim for when I have won this one. Hope someone can help. Thanks Cathy

Hi I have just started claiming against the Halifax. I have written for details of charges for one account and am claiming £685 for the other. Finally did it after they charged me £53 for being about 15mins over overdraft limit. My husband thinks I've finally lost the plot! We will soon find out. Bit nervous about appearing in court! Hope it won't come to that. Wish me luck. Cathy

Hello to all of you at consumer action group. Today is my first step in reclaiming by bank charges from 2 accounts with the Halifax. I went into my branch today as they have charged me £53 for being over my overdraft for about 15mins. I had hoped they would be reasonable as all my family bank with them. But no the charges stand. Well not for long! Wish me luck. Cathy:-)