hi i have just been to my mum and there was a letter there from hfo and 3g saying that one of the debts has been passed to them just basically trying to get me to sign a form but no letter has been recieved regaring the other debt with 3g that hfo claim to have (the one i was paying with wescot) what do i do now?

hi thanks for this im not sure how to start a new thread so can someone tell me how. i have already had another 2 calls today and one voicemail saying i should call them its critical and that only me should speak to them. i spoke to wescot today they said my debt with them has been paid and the account has been closed. does it matter that i have alredy paid £40 for one of the hfo debts my next payment from themis due 8th of this month. also how do they get a court order if i refuse to pay? does that mean i would have to offer courts a repayment schedule. thanks for your help

hi im new to this site i would appreciate any help. i had a debt with 3g bout 3 years ago i had 2 accounts with them and was paying one of them off with wescot. Then a couple of weeks ago i had numerous calls to my mums from hfo services claimng to have taken my debt over for the other 3g which i never paid they were really rude i explained to them that i had nothing in writing from them and they just tutted as if to say i was lying. the man there basically forced me into paying £40 as a token to the debt so that i didnt incur any interest charges. im a single parent with 2 small children and cant afford the payments they want me to pay because i work 10 hours a week they said its tough i would have to pay. i paid the £40 once i paid he said i have another debt with them this is the one that i pay to wescot i told him this and he said no they now have the debt. i phoned wescot they said debt is with them still and they would look into it. today i recieved a phonecall from hfo saying i need to pay this wescot debt and they have added interest charges and was charging me £10 to send an email to prove they had the debt i never recived any email. i really dont know what to do sorry this is a long post but i am getting really depressed worying about what they will do and wheter i would be getting bailiffs coming round to my flat or not can someone please HELP me