water-joke
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Posts posted by water-joke
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Yes, the elec company took me, they appointed Clarke Wilmott as their sols. Thanks for the info.
I think I might go to local county court tomorrow to ask for their help with the N245 and the N244.
Not had anything about the balliff until I got a letter when he visited today, letter seems legit but total due spiralled from £1200 to £2070! I know some will be court costs for getting warrant but is it £800?
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Hi
Hoping somebody can help me sort out a very stupid problem I have got myself into. I've posted elsewhere, before realising I had been on this forum before
Due to a mix of stupidity and my terrible mental health,
I totally failed to deal with an old electricity bill following a dispute with the company (that I was correct about).
This was completely irresponsible of me I know, but as I was also suicidal at the time, things slid away from me greatly.
I got a claim form from the Northampton County Court in September.
I filled out the admission form along with proposed payment plan and returned it to the claimant.
The service date was 18 September 2012.
I heard nothing until I received a judgement,
I then wrote to both the company and then their solicitors offering payment based on income and expenditure and still nothing until
today when I have a ballif letter that they have a warrant to remove my goods and chattels.
I have spoken to the National Debtline and got some good advice.
I am completing a N244- Stay of Execution and an N245 - a variation order.
Here is the stupid question,
both ask for the Claim No and the Warrant number.
I don't know the warrant number, I have no paperwork except for the letter shoved under my front door.
There is a High Court Reference, is this the same thing?
I also am confused by what my claim number is.
There is a sticker on the County Court Claim form.
It has a barcode with some numbers under it,
other code which has a date prefaced by CCMCC and then another reference which starts 2YM then numbers.
Which numbers should I be using?
I'm also confused as the form is marked Northampton but then also notes a Salford Court address.
Can anybody help me sort of this very tangled and terrifying mess?
Right now I just want to
a)cry or
b)run away
but I know this won't sort out the debt.
I have asked CAB for an appointment but it's at least 2 weeks.
Can anybody guide me through this.
I can and am offering a repayment but I cannot pay debt in full and don't want balliff action
Old electricity bill, High Court Enforcement and stay of executions
in Bailiffs - Help with Dealing with Bailiffs and Enforcement Agents including HCEO
Posted
Hi
The debt is legal,
they billed me incorrectly but regularly when I was their customer,
I raised the dispute and was making reduced sum payments.
The billing error was finally resovled some months after I moved,
it was then that I became very mentally unwell and was unable to deal with any financial issues for sometime (also not working, not doing basic day to day life stuff).
I did respond to the CCJ being served with a payment proposal but heard nothing until I got the CCJ.
I haven't put down any grounds on the N244 yet.
have you any suggestion what I should put.
I am willing to pay,
most of the goods in my home are not mine and would not cover the debt and the subsequent ballifs costs,
Shoudl I mention my mental health difficulties (all medically documented) as this is the primary cause for not being able to deal with it earlier.
I am offering reasonable payment (£250p/m, court debt was £1300 but now £2000 follwing balliffs visit!)
but really cannot deal with balliffs coming into my home.