water-joke
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Hi The debt is legal, they billed me incorrectly but regularly when I was their customer, I raised the dispute and was making reduced sum payments. The billing error was finally resovled some months after I moved, it was then that I became very mentally unwell and was unable to deal with any financial issues for sometime (also not working, not doing basic day to day life stuff). I did respond to the CCJ being served with a payment proposal but heard nothing until I got the CCJ. I haven't put down any grounds on the N244 yet. have you any suggestion what I should put. I am willing to pay, most of the goods in my home are not mine and would not cover the debt and the subsequent ballifs costs, Shoudl I mention my mental health difficulties (all medically documented) as this is the primary cause for not being able to deal with it earlier. I am offering reasonable payment (£250p/m, court debt was £1300 but now £2000 follwing balliffs visit!) but really cannot deal with balliffs coming into my home.
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Yes, the elec company took me, they appointed Clarke Wilmott as their sols. Thanks for the info. I think I might go to local county court tomorrow to ask for their help with the N245 and the N244. Not had anything about the balliff until I got a letter when he visited today, letter seems legit but total due spiralled from £1200 to £2070! I know some will be court costs for getting warrant but is it £800?
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Hi Hoping somebody can help me sort out a very stupid problem I have got myself into. I've posted elsewhere, before realising I had been on this forum before Due to a mix of stupidity and my terrible mental health, I totally failed to deal with an old electricity bill following a dispute with the company (that I was correct about). This was completely irresponsible of me I know, but as I was also suicidal at the time, things slid away from me greatly. I got a claim form from the Northampton County Court in September. I filled out the admission form along with proposed payment plan and returned it to the claimant. The service date was 18 September 2012. I heard nothing until I received a judgement, I then wrote to both the company and then their solicitors offering payment based on income and expenditure and still nothing until today when I have a ballif letter that they have a warrant to remove my goods and chattels. I have spoken to the National Debtline and got some good advice. I am completing a N244- Stay of Execution and an N245 - a variation order. Here is the stupid question, both ask for the Claim No and the Warrant number. I don't know the warrant number, I have no paperwork except for the letter shoved under my front door. There is a High Court Reference, is this the same thing? I also am confused by what my claim number is. There is a sticker on the County Court Claim form. It has a barcode with some numbers under it, other code which has a date prefaced by CCMCC and then another reference which starts 2YM then numbers. Which numbers should I be using? I'm also confused as the form is marked Northampton but then also notes a Salford Court address. Can anybody help me sort of this very tangled and terrifying mess? Right now I just want to a)cry or b)run away but I know this won't sort out the debt. I have asked CAB for an appointment but it's at least 2 weeks. Can anybody guide me through this. I can and am offering a repayment but I cannot pay debt in full and don't want balliff action
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