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Hi Lou, I expect to have to wait the 40 days, I expect nothing less from the Northern that would be their style, when you want something from them, you wait. If on the other hand they want something from you, they expect it yesterday!!!! Hi Big Aid, There is one other that I know of taking on the Northern, I just wish more people would do it. The banks in Northern Ireland have been ripping us off for far too long. I can't believe that we were so stupid as to pay £9.50 a month for a £100 over draft!!!!!! and whatever else they have charged us for.... Oh well, you live and learn! We no longer use the account even though they now have given us free banking, so kind of them!!!!! Good Luck to everyone I will keep you posted as to progress. Jules

I sent my DPA to Northern Head Office in Belfast on 16th May, it was delivered 18th May. They cashed my cheque on Monday (22nd May) and I received a letter this morning (24th May) acknowledging receipt and that they will supply details within the 40 days. I am quite surprised by how quickly they replied so will wait and see if the rest of the info comes as quickly. Jule$

Will be watching this with interest. I send off my initial letter this week for my list of charges but I don't expect to hear from them anytime soon! The clock is ticking........... The Northern love charging for everything, so I will take great delight in asking for it back. I have found a lot of my old statements so if they don't get back to me I will use what I have to start with and go from there. Best of luck and I love the username it's excellent. Jules