Hi James31(or anyone with advice) I am very interested to see where you get with this, I am in almost an identical situation. Firstplus secured loan taken out in July 2004. The loan amount was £50k over 20yrs @ 8.9%. Over £104k to pay back. Asked for settlement quotation in Dec 2007 and was told......£50263.53 !!!! Have already paid back £21k. I have recently accepted an offer on my property, so will hopefully be moving soon. My position then will be that I should have approx £30k to £34k available. All I wish to do with this is to get rid of the above loan. I am not sure what to do yet. Hope you keep updating. Gatz

Hi everyone I am another stat in the war on excessive charges for secured loans. I hope to find ways of releasing the FIRSTPLUS burden from my neck that so many have on this forum. Gatz