I defaulted on a Vodafone contract, the default date is 02/08/2014, the amount at that date was £1389.92.
Lowell Portfolio 1 Ltd now have the debt and it was passed on to Lowell Solicitors who have sent me a Letter of Claim - 30 days to Prevent Legal Action.
The 30 days is from 04/04/2019.
Over the years I have ignored this debt and have received occasional letters asking for the money which I have ignored.
Should I risk ignoring this and hope nothing happens and in 13 months the debt become statute barred due to being 6 years old?
should I reply to the letter of claim
complete Section 1 Box C stating 'I don't know whether I owe the debt'
then Section 4 Box I stating 'I need more documents or information', and asking for copies of the written contract for the debt, a full statement of account, a calculation of interest claimed a copy of the notice of assignment of the debt and any other document you may suggest I ask for?
Thanks in advance for any advice you can give.