Man im rubbish trying to explain... Ok i claimed for my charges back just before the stays came into effect. Abbey failed to respond to a request so i asked for judgement to be passed and the court did so in my favour as Abbey failed to reply to my request within 14days. So they didnt get chance to defend as they did reply in time. I won the case and got all charges plus interest. I hope this explains things clearer...

I will try to post the correspondance from abbey later today. I was the claimant in the last case. They failed to respond to the CPR part 18 request hence the court struck the claim out meaning i won. Surely they cant now come back AND SAY THE CLAIM IS STAYED, WHEN ITS ACTUALLY CLOSED and has been for a while? Im guessing they can though right... lol

Hi everyone and Happy New Year. I received an unwanted christmas letter from Santander on the 24th... Looks a little system issued but hey. It is basically saying that my case was stayed even though IT WAS STRUCK OUT IN MY FAVOUR BACK IN 2008-9. The cheque was sent out etc etc. What does this mean to me?? Surely they cant now claim the money back one year after can they... Is this there mix up???? and is there anything i can do??? Personally i think they are taking the 'christmas cake' They failed to submit any defence the 1st time around surely that is that? Shall i just ignore this letter? I have not received any letter from the court it is just from SCABBY. Surely the court will dismiss the unless claim as the case has been closed, struck out and settled financially. Help me please

Yep checked my credit file and santander is no longer on it... my accounts total is also one less then it was.... VICTORYYYYYYY Thank you everyone for your help... Now its time to get Egg... lol

Hurrrrrrrrrrrrrrrrrrrrrayyyyy everything has been sorted... Abbey are out of my life and off my credit file...

I sent an email to Abbeys sols on the 5th Jan... I have sent a follow up email today: Bla bla bla Have you had any response from your client yet? I'm getting distressed now as this is hindering a financial process that I am in the middle of and could become void if this is not removed very soon. I must say I'm very frustrated because we agreed on a deal and although it is not your fault, it has once again shown me that Abbey have no honour. This also makes me think that I have made a mistake in trying to reason with them as they are once again taking advantage of goodwill. Regards

Happy New Year everyone... Good news... Abbey agreed to refund my court costs and remove the default... this was all supposed to be 28 days after the 9th Dec... (or the day that i agreed this with them i.e I signed for it i.e 28th Nov...??) Any how they have sent my cheque which im happy with and that was within the 28 days... However they have failed to remove the default and it is now over 28 days... I have chased up their rep and he is going to get back to me... BUT IS THERE ANYTHING I CAN DO TO GET IT REMOVED NOW... They are taking the 'you know what' a little bit... Can anyone help...???

right based on all the drama today im going to attempt to settle this and simply get my court costs and removal of the default... no point taking it further... I just want my credit back... ill keep you all updated...

Yes this is my list to disclose. This request would be a CPR 18 request??? or just a written request for it... ????

Thanks for that... I have filled out my list of documents. not very long but i sent off a CPR 18 request for a copy of telephone calls between myself and there customer ervice between a specific date and they have not supplied this... Can i still request it and put it in this list of documents... ???? I feel if i can get these recordings i will have a much stronger case. My list of docs 1. Claimants SAR. 2. Email from Equifax confirming the date of changes to credit file 08/02/2008. 3. Communication between the claimant and defendant between March 08 and September 08 4. Items served via the court, defendant and claimant. 5. Email from Abbey National requesting for claimant to call customer service to confirm account status, 23rd November 2007. 6. Defendant letter to confirm account sold on to a 3rd party. 7. Response to Claimants CPR 18 request, following request for telephone recordings. 8. Copy of the banking code.

Can anyone help with this... Im guessing al i need to do is go through my paperwork and select what i will be using to support my claim.

LOL finally got around to checkig my SAR and there are no termination notices sent. Not even a mention of it being sent on there little computer screen shots...

Can anyone help me please im stuck on the list of documents: Standard Disclosure... Abbey sent theres over here today. They also sent letter about settling. offer.doc Disclosure.doc

I have an SAR from claiming back the PPI and charges... so ill have a look in there to see when the default notice was sent etc etc... however i dont remember seeing one in there...

Yes indeed bump... Hmmmmmm im still researching to see if there is anything thing that can be done...