My wife recently fell victim to Lloyds TSB's "Unplanned Overdraft" fees. £40.84 over limit Charges: £15.00 monthly fee + £15.00 per day overdrawn up to a limit of £150.00 in any one period! I.E. A total of £165.00 if over limit for 10 inclusive days or more. The daily fee is: £6 for up to £25 over limit £15 for £25 to £100 over limit £20 for more than £100 over limit I have been aware of the furore over bank charges, but I've never heard of this level of penalties. Has anyone else encountered these sort of charges?