Excellent thank you

Ok lesson learned. How should I proceed now ?

Yes around 4 years ago , hadn't heard for several years prior to this

Ah yes thankyou it is the same , this is the first contact since around that time.

Afternoon ,

I have had a card left from these regards an  historical JD Williams debt.

This debt hasn't had any payments since circa 2010.

How is best to proceed with this please

there has been no reference on my credit file for many years regarding this account.

Many thanks

thanks i'll give it a try

4 minutes ago, unclebulgaria67 said:

Is this what you are referring to ?

 

Claiming financial support under the Test and Trace Support Payment scheme - GOV.UK

WWW.GOV.UK

 

Ask the Council for the terms under which you have been declined assistance.

They have said it is because my UC payment this cycle is nil

Hi could anyone give some advice please ,

i am currently isolating as i have tested positive for covid.

I have applied for an isolation payment but this has been rejected as my UC payment this month is Zero.

One month i get a UC payment , the next month i don't and so on. (this is due to my wage cycle).

As far as i'm concerned i have a current and valid UC claim so i believe i should get the isolation payment but the council say not.

Could anyone advise please.

Evening , 

i am currently going through consultation to be furloughed from my employment . In my agreement they have asked me to sign that i agree not to accrue holiday during this period , i am at odds with this as i believe it is incorrect. Could anyone offer any guidance on this please.

Best Regards

I think 3k is a fair valuation , the car is still on the drive so not in storage , ive sent lots of examples and valuations ,hopefully i will get a better offer

C4 grand scenic 2010 70k fsh , been offered 2200 , just wondered if im in a worse position to negotiate once i allow them to take the car , all of the similar cars locally are over 3k , the insurance is the 3rd party im not sure which company

Hi , 

This morning i have received a low offer in settlement for a non fault claim which i have rejected the first offer. They have also asked me to phone and arrange for my car to be collected for salvage. Im unsure if i am putting myself in a worse position by letting the car go to salvage , any advise please

Thanks for the advise , i managed to get them to remove the summons as im actually up to date , they said the system throws these things up automatically

Hi , some advice please , this morning i have had a summons for non payment. I have spoken to the council and my account is actually up to date but i pay a week late each month due to when i can afford it. I haven't received a final demand but did receive a letter warning me to pay on time I have asked them to remove the costs of £70 as im not actually in arrears , which they have refused. Is there any way at all around this? Thanks

Hi matty,

 

Was the loan sold by a broker or direct from Welcome ?

Direct from welcome at the time if signing for the loan

Yes used the questionaire , didnt use a spreadsheet as i dont have figures , the response was direct from welcome

hi ,

i recently sent a ppi complaint to welcome , their response was this ,

I regret to inform you that my decision is to reject your complaint as it was outside the relevant time limits ,

then goes on to explain that the event took place before 27 feb 2003

and they are not required to investigate the complaint ,

and that the insurance is the responsibility of the insurer not the broker.

Is this the end of this one or can i proceed in some other way?

Many thanks

Yes acting on behalf of Lowell , thanks for the advice , ill sit and wait

some more advice on this please if possible ,

after a CCA request Bryan Carter wrote back on behalf of Lowell on 03/04/14 ,

saying they had referred the matter for action and the account had been placed on hold .

This morning i have had a letter off someone called BPO again chasing the debt ,

could someone please advise on how to progress with this ,

i have not received any other response to the CCA request

cca wasnt sent in november for one reason or another , has been sent this morning

have sent a cca now , will post any developments

hi all , need some advice ,

Have this morning received a letter from B.Carter saying they have been instructed

by Fredrickson on behalf of Lowell to issue court proceedings on 7th april for a credit card debt.

The original debt was a credit card (barclaycard) ,

on my credit report lowell have it down as the account being opened in 2004 and defaulting in 2009 ,

i believe the default date to be at least 2 years before that and

nothing from barclaycard is showing on my credit file.

I have nothing in writing to prove default date or last payment etc ,

how should i proceed with this ,

should i treat it as an idle threat or do i need to make some sort of response

thankyou dx have tried noddle thats where my info comes from it goes back to 2009 even though the account goes back to 2004 , ill get the CCA sent off

what would be the best course of action here to send the prove it letter or a CCA request

ok thanks just could work out why the payment history doesnt go past 2009 when it was opened in 2004 , i will have to send them a prove it letter