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lovellr

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  1. How to get compensation as a third party when Insurance Company refuses liability Hi, I would be grateful of all advice and assistance in relation to the following situation: - A girlfriend meets an old male friend in a pub, there is too much noise so they go outside to talk and catch up. He sits in the drivers seat of his car and the girlfriend in the passenger seat out of the cold. The girls boyfriend turns up and thinking that she is having an affair he DELIBERATELY drives his car into the parked vehicle and causes serious injury to both the old friend and the girlfriend. The boyfriend's insurance company has denied liability to pay any personal injury claim on the grounds that this was NOT an accident AND the incident took place on private property. Who can both injured parties now claim from to address their injuries? I have discovered the Motor Insurers Bureau (MIB) but there are two issues: - 1. MIB applies to uninsured or untraceable drivers - the boyfriend was insured but the incident falls outside the scope of his policy - was he therefore NOT insured? 2. The issue of private property? Can you shed any light on who to instigate a claim against? Many Thanks
  2. Hi, I would be grateful of all advice and assistance in relation to the following situation: - A girlfriend meets an old male friend in a pub, there is too much noise so they go outside to talk and catch up. He sits in the drivers seat of his car and the girlfriend in the passenger seat out of the cold. The girls boyfriend turns up and thinking that she is having an affair he DELIBERATELY drives his car into the parked vehicle and causes serious injury to both the old friend and the girlfriend. The boyfriend's insurance company has denied liability to pay any personal injury claim on the grounds that this was NOT an accident AND the incident took place on private property. Who can both injured parties now claim from to address their injuries? I have discovered the Motor Insurers Bureau (MIB) but there are two issues: - 1. MIB applies to uninsured or untraceable drivers - the boyfriend was insured but the incident falls outside the scope of his policy - was he therefore NOT insured? 2. The issue of private property? Can you shed any light on who to instigate a claim against? Many Thanks
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