Hi jowalshy, Thanks for your reply. The insurances companies assessor has been to look at the car and he has spoken to me about how much I paid for it and how long I'd had it. I'm awaiting a call from said assessor to discuss the valuation again as I feel it is unrealistic. I've looked through adverts for similar vechicle and they are about the same as what I paid for mine. They have got their price from the part exchange value of the vechicle. What gets me is that when you start your insurance they ask you the value of the car and are happy to take your money but as soon as it comes to a claim it's much less! I think I'm in this situation becuase the driver who crashed into me is with the same insurers so either way they have to pay twice! James.

Hi All, Just before Christmas someone lost control of their car on a bend and drove head on it me. My car has been written off and I've been offered half the value of what I paid for it ... I only had teh car 5 weeks! I intend to show my insurance company the receipts for my car and how much it would cost for a replacement car in the same condition as mine was. Does anyone have any suggestions as to anything else I can do or what my rights are on the value of the car I only had for 5 weeks? Many thanks, James.